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Buyers

How Much Money Should You Have Before Buying a House in Ocala?

If you’re considering purchasing a home in Ocala, Florida, it’s crucial to assess your financial readiness for such a significant investment. The first lending principle to keep in mind is that your monthly housing cost should not exceed 32% of your gross monthly family income. This principle, known as the Gross Debt Service (GDS) ratio, […]

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What Do You Need to Buy a House for the First Time?

Purchasing your first home is an exciting milestone! But making that first-time home purchase can also feel overwhelming with so much to learn and prepare. Here’s a guide on everything you’ll need financially and document-wise in order to buy a house for the first time as a first-time homeowner. Down Payment Funds Most lenders require […]

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Ultimate First-Time Home Buyer in Florida Guide for 2024

Buying your first home is an exciting milestone, and if you’re considering making Florida your home, you’re in for a treat. The sunshine state offers a variety of opportunities and programs to assist first-time home buyers in achieving their homeownership dreams. In this comprehensive guide, we’ll dive into key aspects that a first-time home buyer […]

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Evaluating Your Wants and Needs as a Homebuyer Matters More Today

When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. Mortgage rates impact how much it costs to borrow money for your home loan. And, to help offset the higher borrowing costs today, some homebuyers are taking a close look at their wish list and re-evaluating what features they really need in their next home […]

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Scott Coldwell $ 223 SW Broadway St, Ocala, FL 34471 352-290-3512
Scott Coldwell, Broker/Owner
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