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Buyers

How Much Money Should You Have Before Buying a House in Ocala?

If you’re considering purchasing a home in Ocala, Florida, it’s crucial to assess your financial readiness for such a significant investment. The first lending principle to keep in mind is that your monthly housing cost should not exceed 32% of your gross monthly family income. This principle, known as the Gross Debt Service (GDS) ratio, […]

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What Do You Need to Buy a House for the First Time?

Purchasing your first home is an exciting milestone! But making that first-time home purchase can also feel overwhelming with so much to learn and prepare. Here’s a guide on everything you’ll need financially and document-wise in order to buy a house for the first time as a first-time homeowner. Down Payment Funds Most lenders require […]

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Ultimate First-Time Home Buyer in Florida Guide for 2024

Buying your first home is an exciting milestone, and if you’re considering making Florida your home, you’re in for a treat. The sunshine state offers a variety of opportunities and programs to assist first-time home buyers in achieving their homeownership dreams. In this comprehensive guide, we’ll dive into key aspects that a first-time home buyer […]

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Scott Coldwell $ 223 SW Broadway St, Ocala, FL 34471 352-290-3512
Scott Coldwell, Broker/Owner
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